Tax Service

Personal Tax Returns for Business Owners

T1 personal tax returns for e-commerce business owners. Whether you're a sole proprietor reporting business income or an incorporated seller taking salary and dividends, your personal return needs someone who understands how it all fits together.

14+
Years Experience
500+
Returns Filed
100%
E-Commerce Focus
5★
Google Reviews
What's Included

Everything in your personal return

Sole proprietor? Your business income is reported right on your personal return. Already incorporated? Your salary, dividends, and shareholder loan activity still flow through here. Either way, we make sure your personal and business taxes work together.

  • T1 Personal Income Tax Return preparation and filing
  • Self-employment income reporting (T2125)
  • Rental income reporting
  • Investment and capital gains optimization
  • RRSP, TFSA, and RESP contribution planning
  • Employment income and T4 reconciliation
  • CRA correspondence handling
  • Guided client portal with checklists, deadlines, and PDF guides
$899
Complete sole proprietor return. Business income, RRSPs, T4s, all personal slips, deduction review, and CRA support included.
Why Us

Built for E‑Commerce Entrepreneurs

Running an e-commerce business adds layers of complexity to your personal tax return. From shareholder loans to salary vs. dividend decisions, we make sure your personal and corporate returns work together to minimize your total tax burden.

We're sellers ourselves. We understand how Amazon income flows, how to handle USD/CAD conversions, and which deductions sole proprietors miss most often. Your return is built by people who actually understand your business.

  • Proper reporting of Amazon/e-commerce income on your personal return
  • Home office expense optimization
  • Vehicle and travel deductions
  • Shareholder loan reconciliation
  • Integration with your corporate return for optimal salary/dividend mix
  • Multi-currency USD/CAD income conversion and reporting
  • Amazon, Shopify, and Walmart income reconciliation
How It Works

Six steps to a filed return

  1. You send us your documents: T4s, T5s, RRSP slips, and your bookkeeping if you're a sole proprietor. We provide PDF guides showing you exactly how to pull reports from your e-commerce platforms.
  2. We review and identify issues: we go through everything, flag errors, missing slips, and anything that doesn't add up. We reconcile your CRA account to make sure nothing has been missed.
  3. We work through it together: we come back to you with questions and adjustments. No surprises at filing time.
  4. We dig for deductions: we look for deductions you may have missed and make sure you're not leaving money on the table.
  5. Filing: your return is electronically filed with CRA.
  6. Post-filing: we handle any CRA questions or notices on your behalf.
Client Resources

You always know exactly what to do next

When you come on as a client, you get access to our client portal with everything organized in one place: a step-by-step checklist for your filing, deadlines you need to hit, and PDF guides we've built specifically for e-commerce sellers.

Need to pull your Amazon settlement report? There's a guide for that. Not sure how to calculate ending inventory for your sole prop? Covered. We walk you through it screen by screen.

No guessing, no chasing. You open the portal, see what's next, and follow the steps. If you get stuck, we're an email away.

What's in your portal
  • Filing checklist with clear deadlines
  • PDF guides for pulling Amazon, Shopify, and Walmart reports
  • Inventory calculation walkthroughs
  • Sales tax code setup instructions
  • GST/HST audit preparation guides
  • Document upload for easy file sharing
RobMarsha
Rob & Marsha Cosman, CPAYour team. 14+ years serving e-commerce sellers.
Transparent Pricing

Simple, all-inclusive pricing

No hourly billing, no surprise invoices. You know what it costs before we start.

Personal Return
From $199 + tax
T4s, investment slips, and standard deductions
  • T1 Personal Income Tax Return
  • T4, T5, and all standard slips
  • RRSP and TFSA contribution reporting
  • Deduction review
  • CRA correspondence support

Price depends on complexity. Rental properties, extensive capital gains, and investment portfolios quoted individually.

Get a Quote
Add-Ons
As needed
Available with any return
  • Rental property reporting
  • Capital gains and investment transactions
  • GST/HST filing (annual): $250
  • GST/HST filing (quarterly): $199
  • Bookkeeping services: from $499/mo
  • One-hour consultation: $299 + tax

For sole proprietors, we require filing both spouses' returns together for optimal tax benefits.

Contact Us

All prices in Canadian dollars. $500 deposit to get started, balance due at filing.

Client Results

What our clients say

★★★★★
"Rob and Marsha have been providing tax services for my companies and family for over 4 years. Highly recommend!"
CP
Calvin Parker
Corporate & Personal Client
★★★★★
"What used to take me 6+ hours to piece together, they handle in about an hour. Incredible team."
MT
Mehdi Tihani
Amazon Seller
★★★★★
"They took care of everything — corporate tax, personal tax, GST filing. I just focus on selling now."
AR
Amanda R.
Shopify Seller
Frequently Asked Questions

Common questions about personal tax returns

April 30 for most filers. June 15 if you're self-employed, but any balance owing is still due April 30.
We provide a detailed checklist based on your specific situation through our client portal, so you know exactly what to gather. Generally: T4s, T5s, RRSP contribution receipts, and your bookkeeping if you're a sole proprietor. We also provide PDF guides showing you how to pull the reports we need from Amazon, Shopify, and Walmart.
For sole proprietors, there are tax benefits that only work when both spouses' returns are filed together, things like pension income splitting, charitable donation optimization, and medical expense claims. Filing both lets us minimize your household tax as a whole, not just individually. If your spouse already has their own accountant, unfortunately this won't be the right fit.
Yes, we do multi-year catch-ups regularly. We'll work through each year methodically, reconcile your CRA account, and get you current. The sooner you start, the fewer penalties and interest charges accumulate.
It depends on your revenue, how much you reinvest vs. take home, and your long-term plans. Incorporation gives you access to the small business tax rate, income splitting through dividends, and liability protection. We'll review your numbers and tell you whether it makes sense now or if you should wait.
Yes. We review your situation annually to minimize your overall tax burden. For business owners, that means looking at salary vs. dividend mix, RRSP contribution room, timing of expenses, and how your personal and corporate returns work together.
Typically 2-3 weeks from when we receive your documents to a filed return. Sole proprietors with business income take a bit longer than straightforward T4 returns. Rush filings are available if you're up against a deadline.
Yes. Many of our clients use us for both bookkeeping and tax. Having the same team handle both means fewer errors, faster turnaround, and no miscommunication between your bookkeeper and your accountant.

Personal tax that works with your business

Your personal and business taxes should work together, not against each other.